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  1. A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.
  2. A man cannot be comfortable without his own approval. 
  3. Always acknowledge a fault. This will throw those in authority off their guard and give you an opportunity to commit more.
  4. Always do right. This will gratify some people and astonish the rest.
  5. An Englishman is a person who does things because they have been done before. An American is a person who does things because they haven’t been done before.

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